Free Online SIP Calculator for Mutual Funds

Online SIP Calculator India for Mutual Funds


A Systematic Investment Plan that is SIP calculator in mutual fund is a financial tool that can assist you in calculating the returns on your SIP investments. The calculator will also tell you how much you need to invest each month to reach your goal corpus. Simply expressed, it serves as a road map for achieving your various financial objectives




Invested Amount

Est. Returns

Total Value of SIP

Amount 1

Amount 2

Amount 3


Imagine you wish to invest Rs. 1000 per month for 5 years. And the expected rate of return is 12% p.a. You need to input these values into the slider and the calculator will give you the corpus you would earn. In this case you would earn a total corpus of massive Rs. 82486.




* To undestand the compounding effect of SIPs after long term choose any Investment amount and Expected Return Percent above and increase the number of years gradually to see effect on the graph for your SIP values.


SIP Calculator FAQs


What is a SIP ?

Potential buyers may mistakenly believe that SIPs and mutual funds are the same thing. SIPs, on the other hand, are simply one technique of investing in mutual funds, the other being a lump payment. A SIP calculator is a tool that assists you in determining the returns you can obtain when investing in such tools. SIP, or Systematic Investment Plan, is a method of investing a certain amount of money in mutual funds at regular periods. SIPs often allow you to invest on a weekly, quarterly, or monthly basis.


What is SIP calculator in mutual fund ?

A Systematic Investment Plan that is SIP calculator in mutual fund is a financial tool that can assist you in calculating the returns on your SIP investments. The calculator will also tell you how much you need to invest each month to reach your goal corpus. Simply expressed, it serves as a road map for achieving your various financial objectives.


How our online SIP calculator for mutual fund works ?

Like every other Online SIP calculator for mutual fund on the Internet our SIP calculator for mutual fund uses a specific SIP calculator formula to calculate your SIP returns and total value of SIP.

FV = P [(1+i)^n-1]*(1+i)/i , where

FV is the Future Value.

P is the principal amount.

i is the compounded rate of return.

N is the SIP Investment duration in months.


How a SIP Works ?

SIP is a method of investing a set amount in a mutual fund at regular periods. SIP investing allows you to buy units of a mutual fund for a certain sum on a set date each month. SIP investing is a method of investing that does not require you to invest manually each time. To automate your investments, you must submit a SIP bank mandate.


How SIP is calculated ?

As discussed SIP is calculated using the below formula both manually and automatically online.

FV = P [(1+i)^n-1]*(1+i)/i , where


What are type of SIP in mutual funds ?


1. Top Up SIP

You can modify the quantity of SIP insealment by a fixed amount at pre-defined periods with a top-up SIP. For example, if you have been putting Rs. 1,000 in an equities fund every month, you can use the top up option to boost your contribution to Rs. 1,500. This is a simple approach to donate more to your goals as your income grows over time.

2. Flexible SIP

Until now, you've learned that SIP stands for systematic investment in a mutual fund. But what if you can't afford to invest the same amount every month? In this case, you should consider investing through a flexible SIP. You can adjust your monthly investments based on your financial flow. In the event of a financial emergency, you can reduce the SIP amount. And if you have a lot of cash flow, you can invest a lot more. This is a viable alternative for entrepreneurs who do not earn a regular monthly salary.

3. Perpetual SIP

Investors often choose to invest in a mutual fund for a set period of time. This can be for a period of six months, three years, five years, or 10 years. But what if you don't want to tie your SIP contribution to a specific date? When you select the permanent option, this is conceivable. You can continue investing in the fund through SIP for as long as you want unless you give the AMC specific instructions to stop. When you have amassed a sufficient corpus to meet your financial objectives, you can redeem the sum.


How to use Geekyprofessor App's SIP calculator for mutual fund ?

The SIP calculator in mutual fund may be quite useful in automatically performing difficult financial calculations without the use of a pen and paper. You only need to enter a few parameters, and the calculator will return the result in a couple of seconds.

Please find the steps below to calculate SIP online using our online SIP calculator for mutual fund.

Step 1: Slide the Investment Amount slider to enter the Investment amount monthly to calculate SIP returns online using the SIP calculator online.

Step 2: Slide the Expected Return percentage slider to enter the return percentage of your favourite mutual fund for SIP and check the Total Value of SIP using the SIP calculator online.

Step 3: Slide the Investment Period slider to enter Investment period and check the return of SIP using the SIP calculator online.

Step 4: See your Investment Returns instantly in our SIP calculator for mutual fund for SIP, you can see SIP investment amount, Total SIP returns after your Investment Period and Estimated Returns.

Step 5: Look at the chart and graph below to get more insights about your online SIP calculation and how the amount SIP returns changes with the increase of Investment period or Expected Return Percentage.


How can an Online SIP calculator for mutual fund help you ?

A SIP calculator for mutual fund in India is an calculator through which any investor can check SIP returns based on their monthly investment and Expected Return percentage.

This online SIP calculator for mutual fund for SIP investment enables you to calculate your SIP returns accurately and make the necessary financial plans.

An online SIP calculator can help you save time. You don't not need to perform difficult calculations manually, which can be quite frustrating.

It removes the possibility of error, giving you an accurate estimate every time. Also, the online SIP calculator for SIP investment gives you much better insights with charts and line graphs for your clarity. This online SIP calculator is highly tailored to each form mutual funds.


How to Calculate CAGR for SIP for mutual fund ?

Cash inflows and outflows from SIPs may not be equal and may be irregular at times. As a result, it is best to use XIRR to compute SIP returns. Because CAGR computes point-to-point returns, it is ineffective for estimating SIP returns. CAGR, on the other hand, can be used to calculate returns on lump-sum investments. XIRR is a function in Excel (or any other spreadsheet tool) that will assist you in calculating annualised returns for your SIP tenure.


What are Advantages of using Geekyprofessor App's Online SIP return calculator ?

The Online SIP return calculator from geekyprofessor apps is completely free of charge. Anyone, at any time, can use it as many times as they wish.

Our online SIP calculator for mutual fund is always 100 percent accurate.

It's quick and gives you an accurate estimate right away with graph and chart insights.

Geekyprofessor App, in addition to the SIP calculator for mutual fund, provides the other calculators like SIP, GST, Car loan calculators you can find them below. They are all free to use and can be used as many times as you wish.